-
Need To Build Credit? Consider a Secured Card
If you’re trying to build (or re-build) credit, a secured credit card can be a helpful tool. A secured card works a lot like a traditional credit card: With a secured card, you pay a security deposit and have access to a line of credit that you can use to make purchases. You make payments, and, if you carry a balance from month to month, you are charged interest. ... -
Credit Card Rewards: Are They Worth it?
Credit card companies sometimes use rewards – things like airline miles, rewards points, and cash-back offers — as a way to attract new customers. But just how rewarding are these “rewards,” exactly? Are they worth it? Well, that depends. I have mixed feelings about credit cards to begin with. On one hand, I think credit cards can be useful tools that can help you build up your credit... -
Tips to Avoid Debt Management Services
Debt management services are readily available to serve you. Experienced vendors can get you well on your way to credit debt relief, yet there are a number of ways you can avoid a difficult financial situation to start. Read the following blog tips regarding debt management. Are you making bad decisions? To begin, let’s make sure you are not making unwise decisions when it comes to credit cards. Consider... -
Credit Card Reform: What it Means for You (and Your Debt)
February 22, 2010 marked the beginning of some much-anticipated credit card regulations, including limits on fees and interest rate hikes. The regulations, which are part of the May 2009 credit card legislation, are aimed at protecting consumers from some of the credit card industry’s more questionable tactics. Consumers and advocacy groups are praising the new rules. So are many of the millions of Americans who face hefty credit card...